Years of the research: 2015
Country: Russia
Language: Russian
Keywords:
Abstract:
A sociological study of the mechanisms of the voluntary pension investments of young people due to several reasons. First, data about how voluntary investment will increase the level of awareness among young people about the possibilities of self-formation of the cumulative part of the pension, and may help to select the most appropriate method of investment that, ultimately, will lead to a better life on reaching retirement age. Secondly, the results of the study will help to identify deficiencies in the existing system of voluntary pension investment that will allow you to take the necessary measures to eliminate them. Thirdly, the results of the study can be the basis for the development of management decisions aimed at optimizing and improving the condition of the sphere of pension provision in the Russian Federation.
Researchers:
Type of research: local
Target group: First target group: young people aged 20-35 years. The second target group: the expert community.
Sample:
First target group: young people aged 20-35 years. Youth group initially segmented into three typological groups: investors (young people take real steps to increase the future pension), not investors (rejecting the possibility of voluntary pension investments), loyal investors (not rejecting investing in the future, but not making such attempts in the present). The second target group: the expert community. The study is implemented within the quality strategy. Conducted three focus groups, sixteen in-depth interviews and eight expert interviews. The selection of informants for the focus groups was based on two target prisacom: age and attitudes to retirement investing. As speakers of non-standardized personal interviews were made by the representatives of the young generation, selected on the basis of two criteria: age and (lack of) experience of the voluntary pension investments. The experts were selected on the basis on relevant experience in the pension sector (more than 15 years), awareness of the availability of special youth programs, and the availability of prior expertise (conclusions, researches, and interviews on related subjects).
Aims/Objectives/Background:
The purpose of the study is in the sociological study of retirement strategies of young generation in conditions of constant state of reforming the pension system in Russia. Objectives: 1. To present pension plans of the young generation; 2. To identify the types and mechanisms of investing pension youth; 3. To structure the younger generation's orientation on various investing strategies; 4. To identify the features of investment behavior in the field of the future pension provision for young people.
Findings/outcome/conclusion/research questions:
Identified the nature of the relationship between the present and the future. Analysis of answers revealed a lack of long-term strategies of financial behavior, which indicates the predominance of short-term orientation in the planning of their social and financial life.
Publication/reports: 1. Vlasova, O. I. , Vershinin, S. E. , Lovygin S. A. , the Retirement age in the assessments of today's youth, Teens Kovalevskie reading / Materials of scientific‐practical conference November 13-15, 2015. / Resp. editor: Y. V. Asochakov. SPb.: Scythia‐print, 2015. — S. 2248, Saint-Petersburg, 2015, Pp. 1347 - 1349. 2. Vlasova, O. I. , Kostina N. B. Pension plans of the young generation of Russians: the state of subjective paternalism or partnership?, Management issues, Ekaterinburg, 2015. No. 6, Pp. 212 - 218. 3. Vershinin, E. S. , Vlasova O. I. , Representations of young Russians about their retirement future, Bulletin of the Chelyabinsk state University. Series Philosophy, Sociology, cultural studies., Chelyabinsk, 2015. No. 26. P. 124 - 130.
Financed by: Russian humanitarian scientific Fund (RHSF). Project No. 15-33-01012
Contact person: Olga Vlasova, vlasovaolga@list.ru
Copyright
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